Dental insurance, demystified

Dental coverage that
actually explains itself.

No asterisks. No PDFs. Three numbers, right here.

$28Per monthindividual plan
$50Annual deductibleper person
$1,500Annual maximumcovered benefits
See Your Plan Options

No commitment. Takes 2 minutes.

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Real Numbers

What your dentist actually charges.
What you actually pay.

Most carriers bury this in a 40-page Schedule of Benefits. We put it here, in a table, with no asterisks. The root canal at forty-three? It costs $1,300 without a plan. With Clarity, you pay $390 — after a $50 deductible you hit on your first visit.

Preventive care is always $0

Cleanings, exams, and X-rays covered in full — twice a year, no deductible required. The cleaning that finds something early is the cheapest procedure there is.

See Your Plan Options
ProcedureWithout planWith Clarity

Routine Cleaning

Twice a year

$185
$0

100% covered, preventive

Dental X-Rays

Annually

$150
$0

Included in preventive

Composite Filling

As needed

$245
$49

80% covered after deductible

Root Canal (molar)

As needed

$1,300
$390

70% covered after deductible

Crown

As needed

$1,450
$435

70% covered after deductible

Prices based on national average. Your out-of-pocket costs depend on your plan tier and in-network provider.

STEP 01

You see your dentist

Choose any dentist in our network of 92,000+ providers. Show your Clarity card. Your dentist's office submits the claim directly — you never touch paperwork.

Average appointment: 45 minutes. Average paperwork you fill out: zero.
STEP 02

We process in 48 hours

Claims are reviewed and processed within 2 business days — not 2 weeks. You get a text and email the moment it's done. No calling to check status.

97.4% of claims processed within 48 hours in 2025.
STEP 03

You pay only your share

Your dentist bills Clarity directly. You only pay your portion — the copay or coinsurance shown in your plan summary. No surprise invoices three months later.

Your Explanation of Benefits arrives the same day we process.
How Claims Work

Three steps.
No fine print required.

The claims process is the part every carrier hides because it's usually terrible. Ours isn't. Your dentist submits. We process in 48 hours. You pay your share — and you already know what that share is because we told you before your appointment.

48 hrs
Average claim processing
97.4%
Claims resolved first submission
$0
Paperwork you fill out
24/7
Claims status visibility
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The Network

92,000+ dentists.
Probably yours.

We don't want you to switch dentists. Our network covers 94% of practicing dentists in the US. Type your zip code — if yours is in-network, you'll see them here. If they're not, you still have out-of-network coverage at 50%.

92,000+
In-network dentists
94%
Coverage nationwide
50%
Out-of-network coverage

Enter your ZIP to see
in-network dentists near you

Who It's For

Three situations. One honest answer.

Most dental insurance is designed for people who never use it. Clarity is designed for the root canal at forty-three, the chipped tooth, the cleaning that catches something early.

For families

The crown your kid chips on a skateboard rail.

Marcus, 44, has two kids and a PPO through his employer that doesn't cover dependents. His daughter chipped a tooth last spring — $1,450 out of pocket. A Clarity family plan would have covered $1,015 of that.

$68/mo
Family plan
4 people
Covers
$0
Preventive
See Your Plan Options →
For freelancers

Aged off your parents' plan two years ago.

Priya, 27, has been freelancing since she left her last job. She's skipped two cleanings. The cavity she's ignoring will be a root canal by next year. An individual Clarity plan costs less than a streaming bundle.

$28/mo
Individual plan
$50/yr
Deductible
$1,500
Annual max
See Your Plan Options →
For small businesses

Affordable dental your team will actually use.

Devon runs a 12-person agency. His team asks about dental every hiring season. A Clarity group plan runs $24 per employee per month — less than the coffee budget — and he can offer it starting next Monday.

$24/mo
Per employee
1 day
Setup time
2 people
Min team size
See Your Plan Options →
Everything We've Told You

You've already read the
fine print.
There isn't any.

Every number on this page is the actual number. The plan comparison tool shows you the same thing — your cost, your coverage, your network — before you give us your email.

See Your Plan Options

No email required to see plans.

What we told you on this page

  • Monthly cost shown before you click anything
  • Deductible: $50 per person, per year
  • Annual maximum: $1,500 per person
  • Preventive care always $0
  • Claims processed in 48 hours
  • 92,000+ in-network dentists
  • No waiting period for preventive care
  • Cancel anytime, no penalty

Everything above is accurate for our Standard Individual PPO plan. Family, group, and premium plans vary. All plans include the same preventive coverage at $0.